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TracyCo started out 35 years ago as a life insurance agency and we can help you today with finding the right life insurance to meet your needs.
We will always consult with you to determine your goals and objectives. Then recommend a policy that can meet those objectives.
There are many types of life insurance available. It is very important that you use the right policy to meet your needs.
TracyCo has extensive experience with all of the following:
Term life insurance
Whole life insurance
Universal life insurance
Indexed universal life insurance
Variable universal life insurance
There is a surrender charge imposed generally during the first 5 to 7 years that you own a variable insurance contract. Withdrawals prior to age 59½ may result in a 10% IRS tax penalty, in addition to any ordinary income tax. The guarantee of the contract is backed by the financial strength of the underlying insurance company. Investment sub-account values will fluctuate with changes in market conditions.
Investors should consider the investment objectives, risks and charges and expenses of the variable insurance product carefully before investing. An investment in a variable insurance product involves investment risk, including possible loss of principal. Variable insurance products are designed for long-term investing. The contract, when redeemed, may be worth more or less than the total amount invested. Variable insurance products are subject to insurance-related charges including mortality and expense charges, administrative fees, and the expenses associated with the underlying sub-accounts. The prospectus, which contains this and other information about the variable insurance product, can be obtained directly from the company or from your financial professional. The prospectus should be read carefully before investing or sending money.